agree, losing a 2OT game today on the road, win at Iowa think they'd be in playoffs at 11-1. OSU then would be in B1G-CG.
Now if Clemson and Washington win conf. title games, Bama is in no matter if they lose 50-0 to Florida in SEC-CG. Presume 12-1 or 11-2 B1G Champs would be in playoffs. So even if M had beaten Iowa not in playoff.
BUT if Clem./Wash. lose....